Story of the Week

The Difference Between FCA-Regulated Financial Planners Who Outsource Wealth Management and CMA-Regulated Financial Planners: Ever wonder why your financial planner is always nudging you to hand over your asset management just so they can rake in the fees? Yeah, you're definitely chatting with the wrong folks. 🤦‍♂️💸 Financial planning can totally be a solo act on a D2C platform. Stay savvy and empowered, people! 💪✨ Regulations and conduct risks when financial planning stands alone versus being an FCA-regulated activity got you confused? No worries, our posts are here to help. 🎯📊 Keep your money smart and your decisions even smarter! 🧠💼 Read more. 📈😅

Editor

Yep, it’s me, Steve Conley, the genius behind transforming financial planning into the unexpected thrill ride you never asked for 🎢✨🧀. With a pinch of audacity, a splash of wisdom, and an insatiable urge to disrupt the status quo – who knew maintaining financial integrity could be this exhilarating?

Good morning, ##firstname##!

Grab a seat, folks, because it's time for the latest episode of Friday Lunch Bunch! 🍽️ Sit back, indulge, and get ready for a buffet of news you never knew you needed. Today, we’ve curated a delightful mix of riveting topics to distract you from your daily chaos. So, without further ado, here are the headlines. 😏

Your selected articles

Enhancing Mental Well-Being for Gen Z: The Power of a Comprehensive Game Plan for Life and Money: 😎 Ever get the feeling that Gen Z is on the brink of a collective meltdown? 😱 Spoiler alert: they probably are. Check out our latest blog post on how a Game Plan for life and money can save their sanity and, you know, actually make life worth living. 💸💡 Discover the wonders of personal values, financial stability, and a hefty dose of self-discovery. Because who knew that knowing yourself could bring peace of mind? 🙄✨ Click the link, get enlightened, and maybe share the wisdom with the younger crowd. 🌟  Read more. 📈😅

Looking for the perfect gift for those clients who could use a nudge (or a shove) to stretch their money? 🎁 Enter the Which? Money subscription – nothing says "I care about your financial health" like a year's worth of scam-dodging, savings-growing advice. Pair it with our MoneyFitt Financial Library, HapNav Cashflow Planning App, and Financial Activation Scorecard for the ultimate empowerment package. For just £49 a year, your clients get monthly wisdom delivered to their door and 1-to-1 expert guidance. Treat your clients to a gift that keeps on giving because, let's face it, everyone needs a little help dodging financial pitfalls. 🎄💡 Gift it, don’t thrift it! 🤑 Like, share, and spread the financial love. 💛🚀 Read more. 📈😅

Ongoing Advice Review: Could the FCA Follow Australia’s Nuclear Option? The FCA is gearing up to drop a bombshell on the UK's top 20 financial advice firms. 🕒💣 With section 166 orders flying around like confetti, smaller firms better brace for impact. Are we on the brink of an Australian-style crackdown? 🇦🇺⚠️ Anxiety levels are through the roof, but remember: life goes on after regulation. 🌱💼 👉 Dive into our latest article for the full scoop on what's happening and how to navigate these choppy waters. 🌊📰 Read more. 📈😅

🌟 Dive into this riveting piece on the oh-so-complex relationship between religion, spirituality, and wellbeing. Turns out, if you’re religious, you’re probably happier, more social, and generally better off—except when you're not. The new Gallup and Radiant Foundation report, “Faith and Wellness: The Worldwide Connection Between Spirituality & Wellbeing,” spills some fresh insights. Spoiler alert: religion might boost your mood... unless it doesn’t. Curious how faith stacks up in the grand happiness scheme? Read on! 🌍✨  Read more. 📈😅

Feeling stuck in the rat race but not ready to throw in the towel? 🐭🏃‍♂️ Tired of the same old grind? 😩 Fear not, professionals, your mid-career crisis might just be your ticket to something better! 🚀 Check out my latest blog post where I reveal how to pivot your career without jumping off the professional cliff. 🌟 This guide helps you find a job that doesn’t make you dread Mondays. Whether you’re eyeing non-executive director gigs, considering angel investing, or plotting your own entrepreneurial adventure, this article’s got you covered. 📊💼💡 At the Academy of Life Planning's Financial Life Coach (FLC), we don’t just crunch numbers—we help you chart a career path that aligns with your dreams and your wallet. 💸✨ Read the full, riveting article here.🌟 Read more. 📈😅

The Future of Work: Why Holistic Financial Planning is Key to a Fulfilling Retirement: Guess what? The dream of completely ditching work at retirement is just that—a dream. 💭 Reality check: Most of us will keep working in some way, shape, or form. But hey, it’s not all doom and gloom! Enter the Holistic Financial Planner—our Game Plan practitioners! They’re here to help you find work that doesn’t actually feel like work. Imagine doing something you love and never wanting to retire from it. Sounds like a win, right? 🏆 Dive into our latest article to see how you can transform your retirement plans. Spoiler alert: it’s not about stopping, it’s about thriving! 🌟 Read more. 📈😅

Are University Students Ready with a Winning Game Plan? Ever wondered if today's university students have a game plan? Spoiler alert: most of them don’t. But hey, who needs a plan when you can wing it, right? 😅 Just kidding! Check out our latest article on how "Planning My Life" can turn aimless wandering into a strategic, debt-free journey. Because let’s be real, no one wants to be paying off student loans in their fifties. 🎓💸 Dive in and see how you can take control of your future, one smart financial move at a time. Because planning is the new cool. 😉🌟 Read more. 📈😅

👔💸 Financial Advisers: Yesterday's Heroes in a Commoditised Market 💸👔 Why cling to sinking ships when you can thrive on solid ground? 🌊🛳️ Discover why financial advice is becoming a relic of the past and why genuine financial planning is the future! 📉➡️📈 From drowning in FCA regulations to waving from the shores of financial freedom, it's time to rethink the way we plan our financial futures. 🏝️📝 Curious? Click here to read more and see the full epic! 😂 🌟 Read more. 📈😅

📚🔍 Ever wondered why financial literacy is such a hot topic these days? 🤔💸 Dive into this eye-opening article where asset managers, the self-proclaimed guardians of our financial futures, reveal that nearly 24 million UK adults are financially clueless. 💡🙄 Their grand solution? More education! 📖✨ But wait... who benefits the most? Spoiler alert: It's not just the average Joe. 🏦💼 Let’s unravel the intention behind their “generous” advice and see how improving financial literacy could actually help us—yes, us!—take control of our own money. 💪💷 Check out the full story here and let’s empower ourselves to climb out of financial darkness, one lesson at a time. 🌟🕯️🌟 Read more.📈😅

🔍 Unveiling the Farce: PIMFA and FOS Fail Consumers! 🔍🎭 We're diving into the murky waters of financial regulation to expose how the Financial Ombudsman Service (FOS) and PIMFA are failing to protect consumers. 😡💸 The FOS, our supposed knight in shining armour, offers a "free" resolution to disputes—if by "free" you mean paying for professional help just to navigate it. 🤯 And PIMFA? They're busy pushing for higher fees to protect their barroom buddies in the financial sector. 🤑🍻 The scales of justice are tipped, and not in favour of the consumer. This betrayal of public duty must be called out. 📢 Read our full exposé now and join the conversation. Let’s hold these institutions accountable and demand the fairness and accessibility they promised! 💪🌟 Read more.📈😅

IP issues? No sweat. I get it all the time. Pesky American money coaches threatening me for intellectual property breaches, as if asset strategies haven’t been around since dinosaurs roamed the Earth 🦖💸. They act like they’ve invented every financial idea ever. 🙄 You might face this too. I don't bother arguing; I just remove my old article, unsubscribe from their newsletters, and move on, feeling a twinge of pity for these narcissistic aggressors who have nothing better to do than fling lawsuit threats at their competitors. 🚫📄😂 Life's too short to converse with neg heads! My stuff is "open source," so feel free to plagiarise, copy, and share as your own to your heart's content.

Thanks for being an Academy subscriber. Your membership keeps newsletters like this one coming, and we want to make sure you’re squeezing every last drop of value from your subscription.

Upcoming Member Events:

Tuesday, July 9th: Next Live Session: The Cashflow Coach: because who doesn’t need a financial cheerleader to remind them how to spend and save their own money? 🤑💸🏋️‍♂️

Fed up with the same old cashflow planning where the money gets all the attention? Enter the 'Cashflow Coach' Masterclass – because, let’s be real, your clients deserve more than being just a number on a spreadsheet. 🙄

In this one-of-a-kind session, we're flipping the script. Instead of obsessing over investment providers, we're guiding clients to their ideal future – turning dreams into investable assets. 🌟💸

Here's the deal:
Date: Tuesday, July 9th
Time: 6:00 PM (London Time)

We’re diving into lifetime liability forecasts, potential future scenarios, and crafting a 'Game Plan' that actually makes sense. It’s a life, financial, and business plan all rolled into one – tailored just for your client. 📊🧠

So, if you're ready to ditch the mundane and embrace a holistic approach that resonates, join us.

RSVP: Zoom Registration Link.

Register now and receive a confirmation email with all the deets. Don’t miss out on transforming your approach to financial planning! 🚀

Wednesday, July 17th: HapNav Mastery 👋 How to use the worlds first end-user cash flow modeller with open banking inside!!!

Tired of the old, broken model where clients just hand over their assets and hope for the best? 😒 It’s time for a change. The future of financial planning is all about empowering clients to take control of their own finances. 🧠💪

Enter HapNav - The Happiness Navigator! 🎉 This revolutionary tool gives your clients the power to be their own wealth managers. No more blindly trusting the so-called "experts" to dip into their hard-earned money for fees. 🙄 With HapNav, your clients will:

🔹 Increase their financial literacy

🔹 Activate their financial potential

🔹 Gain true agency and control over their finances

🔹 Fully own their financial planning process

It’s time to trust in personal power and financial ownership. It’s the way things should be. 🌟 Join the revolution and start equipping your clients with HapNav today. Because giving them the right tools is just the beginning of a financially empowered future. 🚀

Join our HapNav Mastery course starting 17th July! 📅

It’s time for the era of financial empowerment to begin. 🏆

👉 Check out the full blog and sign up here

Thursday, July 18th: Partner Parade: My Financial Future

Do you find yourself lost in the wilderness of cash flow models? Is your wallet being held hostage by high-end financial planners? 😩 Well, have we got news for you! Join us on 18th July at 4:00 PM London Time for a Zoom meeting that might just change your financial planning life. Or at least make it a bit more bearable. 📊

Introducing My Finance Future – the mid-priced hero we've all been waiting for. Not as pricey as those high-end planners like Voyant, Timeline, Truth, Cash Calc, but definitely more sophisticated than HapNav. Perfect for those "in the middle" complexity clients who just want a straightforward way to keep track of their finances. 💸💡 What's in it for you? 🤔

Expert Insights: Hear from the one and only Richard Squire, Founder & CEO, who will share his wisdom (or at least his PowerPoint slides).

Live Q&A: Got questions? Richard's got answers. 🎤

Community Vibes: Mingle (virtually) with fellow members who are equally lost in the financial planning maze. 🌐

👉 Register here and mark your calendars. We promise it will be worth the effort (or at least better than binge-watching yet another series). 📅✨

🍷🚪 Curtain Call, Town Hall Warriors!

You’ve just survived another round of the Academy’s infamous Friday Lunch Bunch. 🏆 Scatter freely, but oh—plot twist: there's homework. Because of course, there is. 📚 Check out the hyperlinks we’ve tossed around like a trail of digital breadcrumbs. 📎 Consider the gossip mill officially closed for the week.

If you’re craving a blast from the past, browse through our legendary pranks or book your seat for the next session of chaos on July 12th, 2024, at 12 PM London time. 🎟️🕛

That’s it for today’s banter broadcast. Until next time, keep those waffles waving! 🧇

Toodle-pip,

Steve 

Academy of Life Planning 🧀

Email: steve.conley@aolp.co.uk

P.S.Buckle up, financial adventurers, and dive into the latest blog from the Academy of Life Planning (AoLP) – your self-proclaimed partner in transformational financial life planning. 🌟📚 Here, they’re not just dishing out financial advice; they’re transforming lives with the finesse of a life coach wielding a spreadsheet. It’s not just about money; it’s about finding your inner financial peace in a world where peace comes with a price tag. So, check out their latest post and learn how to turn your financial dreams into reality—or at least a well-organized plan. Happy navigating! 🚀💼  Academy of Life Planning: Your Partner in Transformational Financial Life Planning

P.P.S. If you know anyone who would like to be added to our mailing list, please share this link.

Websites: Academy of Life Planning, Planning My Life, Financial Life Coach, Steve's Blog.

Copyright the Academy of Life Planning Limited 2024. Contact us by email at info@aolp.co. The Academy of Life Planning Limited is a service sector trading company regulated by the Competition and Markets Authority and Registered in England and Wales number 8016568. Registered office address 9 Franklin Way, Spilsby, Lincolnshire, PE23 5GG, United Kingdom. Information Commissioner's Office reference number ZA502687.

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