Story of the Week

🌟 The Future of Financial Planning: Empower Yourself! 🌟 The future of financial planning is shifting from traditional advisers who cater to the wealthy, to a more inclusive approach where you are empowered to take control of your own financial destiny. No longer should financial planning be a tool to extract fees, but rather a means to deliver true wealth, wellness, and a life of significance for everyone. This transformation starts with financial education, breaking down barriers, and ensuring everyone has equal access to the knowledge they need. We're excited to share that on Monday, 2nd September, Jonquil Lowe’s brilliant book, Be Your Own Financial Adviser, launches, with us proudly mentioned on page one! This marks a significant step towards helping underserved communities take charge of their financial futures—no more reliance on profit-focused middlemen. It’s time to seize control and build a better financial future for you and your loved ones! 💪📚✨🌟 Read more. 😅

Editor, The Weekly Waffle

Meet Steve Conley: From Banker to Life Planner Extraordinaire 💼🌟 Hello, I’m Steve Conley! After years in the fast-paced world of City banking, I decided to take a different route—one that focuses on what really matters: helping you grow as a person, not just your bank balance. 💪 My mission is to cut through the noise and share the truths that others might not want you to see. If you’re ready to take charge of your life and prioritise your overall well-being, I invite you to visit www.steveconley.co.uk and explore my book, Your Money or Your Life: Unmask the Highway Robbers - Create Wealth in Every Area of Your Life! 📚⚠️ A quick warning: This honest, refreshing approach might ruffle a few feathers, especially among those who’ve benefited from the old ways. But if you're up for an honest and transformative journey, let’s get started! 🌟

Hi, Waffle Aficionado!

Welcome to the Friday Lunch Bunch—Your Weekly Dose of Delightful Distractions 🍽️✨ It’s that time again—welcome to the Friday Lunch Bunch! 🎉 Whether you’re taking a well-deserved break or just need a little pick-me-up, we’ve got you covered with a fantastic mix of stories you didn’t know you needed. From intriguing insights to light-hearted fun, we’re here to help you escape the daily grind and recharge. So, pull up a chair, relax, and let’s dive into this week’s headlines together! 😏🚀

Your selected articles: The creating wealth bit.

💼 Holistic Financial Planning: More Than Just Selling Stuff You Don’t Need 🙄 Ever feel like financial planning is all about selling you things you don’t actually need? You’re not alone! But here’s something that might just change your perspective—holistic financial planning. Yes, it’s a real thing, and it’s all about focusing on you, not just your wallet. It’s designed to help you live better, longer, and with a true sense of purpose. Sounds revolutionary, doesn’t it? But don’t just take my word for it—I’ve included links to insights from Harvard, McKinsey, and even the United Nations, because they seem to know a thing or two as well. 🤷‍♂️ Ready to explore a more meaningful approach to your financial life? Let’s dive in! 🤑 Read more. 👍🌝😉.

🌟 What’s the Purpose of Your Wealth? 🌟 A simple yet powerful question was recently posed by one of our members to a room full of financial advisers: "Does anyone here ask about the purpose of the money?" The answer was a surprising 👀—a resounding NO. But why does this matter? Understanding the purpose of your wealth is key to aligning your money with your values, goals, and dreams 🌱. It’s about ensuring that your wealth serves the life you want, not the other way around. 📈 By asking this crucial question, you can transform your financial strategy and bring deeper meaning to your wealth journey. Curious to learn more? Click the link to read our latest article and start reflecting on what truly matters 💬👇🙏 Read more. 👍🌝😉.

🌐 Stay Compliant with the Digital Markets, Competition, and Consumers Act 2024 🌟

Have you heard about the new Digital Markets, Competition, and Consumers Act 2024? It’s a real game-changer for anyone offering services online. Ensuring your e-commerce platform is fully compliant isn’t just about avoiding fines—it’s about safeguarding your clients and building trust in your brand. If you’re unsure where your site stands, now’s the time to reactivate your maintenance service or take the necessary steps to ensure compliance on your own. 💻🔧 Protecting your business and your clients is key to long-term success!

📰 Read more. 📈😅

💸 Embracing Holistic Financial Planning: Because Who Wants Just Money, Right? 💸 Sure, saving a few quid on taxes is nice, but why stop there? 🙄 Real wealth is about so much more than just balancing the books. In my article, I explore how true wealth isn’t just about what’s in your bank account—it’s about nurturing your mind, body, heart, and spirit too. Shocking, right? 😏 If you’re tired of the same old financial advice, maybe it’s time to think bigger. Instead of just a quick fix, why not aim for a complete life overhaul? 🌟 Read more. 📈😅 

💼 Worried Your Pension Might Be as Thin as a Post-It? 🤔 Approaching retirement and concerned your pension might be as thin as a post-it note? Well, it doesn’t have to be all doom and gloom! 🌅 What if your best asset isn’t just your dwindling savings, but you—with your brain, skills, and a body that’s still going strong? 🧠💪 We’ve just released an article showing how you can maximise your human capital to boost that pension pot. 🏦 Think of it as the “keep working, but make it worth your while” plan. 🎯 Because, let’s be honest, waiting around for the pension fairy to magically double your income isn’t much of a plan, is it? 🧚‍♂️🌟 Read more. 📈😅

🌟 Embark on Your Great Journey to Self-Discovery! 🌟 Are you ready to explore the paths of wisdom, inspiration, and purpose? Whether you’re seeking strength, balance, or a deeper understanding of yourself, this journey is here to guide you every step of the way. 🌱 In this enlightening read, you’ll learn how to connect with ancient wisdom, ignite your inner passion, and discover your life’s purpose. Each pathway offers unique insights, helping you overcome challenges, gain clarity, and embrace the power within you. 💪✨ Let’s embark on this journey together and uncover the true essence of who you are! 🌟 Read more. 📈😅

🚀 It’s Never Too Late to Reinvent Yourself! 💡 Meet John, a 62-year-old who made the leap from history teacher to tech specialist! 📚➡️💻 His story proves that with passion, determination, and the right plan, you can achieve anything at any stage of life. 🌟 Feeling inspired? Now’s the time to think about your future and how you can maximise your potential. Whether you’re ready for a career pivot or simply planning your next steps, the GAME Plan is here to guide you. Let’s work together to build the life you’ve always dreamed of! 💪✨🌟 Read more. 😅

🌟 Meet Richard: Redefining Success in His 60s! 🌟 Meet Richard Morrissey, a stay-at-home dad who’s redefining what success looks like in his 60s! After 25 years of dedicating his life to raising his children, Richard is now embracing a new chapter filled with purpose and passion. 💪 Using hiw own game plan, he’s navigated his journey by focusing on holistic wellbeing, strategic life planning, and the power of longevity. Richard’s inspiring story is a must-read for anyone looking to make the most of every phase of life. 🌱✨👨‍👩‍👧‍👦 Read more. 😅

💼💰 Could the Government Owe You a Small Fortune? 🤔 If you or your late loved ones were raising kids in the 80s and 90s, you might be sitting on a 💷 pension goldmine 💷. But here’s the catch: the money is yours only if you ask for it. 🙄 Missed the DWP’s love letter? 📬 That unopened envelope could be worth up to £100,000! 🤯 Don’t let the Government keep what’s rightfully yours—take a look at those old letters and see if you’ve hit the pension jackpot. 🎰✨ Read more. 😅

🚀 Midlife Crisis or Golden Opportunity? 🎯 If you’re tired of the 9-to-5 grind but not quite ready to retire to a beach just yet, it’s time to get serious about that side hustle. 💻✈️ Whether it’s breeding Labradors or pressing flowers, we’ve got the ultimate GAME Plan to turn your passion into profit and give your cash flow a healthy boost. 💷🏡 Don’t wait—let’s transform your midlife moment into a golden opportunity! ✨ Read more. 😅

⚠️ Warning: This Content May Offend Former Highway Robbers. ⚠️

🚨 Attention Advisers: The Protection Sales Dilemma 🚨 Feeling a bit wobbly lately? 😅 Balancing on the tightrope of regulations while dodging the challenges thrown your way? 🎯 You’re not alone! 😩 Here’s something to keep in mind: if you’re not recommending protection products, you could be at risk of breaching consumer duty rules. Yes, just what we all needed—another layer of legal liabilities to consider. ⚖️ But don’t worry, you’re not in this alone, and together we can navigate these challenges with confidence. Let’s make sure you’re well-equipped to protect both your clients and your practice. 💼🌟 Read more. 📈😅

💼 Retirement: The Great Escape… or Is It? 🤔 The Government and pension providers might have you believe that retirement is all about stopping work, putting your feet up, and living off your pension pot. 🛋️ 🕰️ Today, retirement isn’t about slamming on the brakes; it’s more like a gradual glide into the future. ✈️ Your human capital—yes, that’s you and your skills—doesn’t just vanish when you turn 65! 💪 Whether it’s consulting, freelancing, or starting a small business, there are countless ways to keep earning and living your best life. 💼☕📚 So, instead of feeling pressured to funnel your hard-earned cash into pension funds during a cost-of-living crisis, why not invest in you? 💸 After all, why should your earnings have to stop just because someone said it’s time to retire? 😉 🌟 Read more. 📈😅

🤝 When Politicians and Financial Institutions Get Too Cozy... What Could Possibly Go Wrong? 💼💰 In a classic case of scratching each other's backs, Labour’s "solution" to the pension crisis seems to magically fill the coffers of the financial bigwigs, while the rest of us see our pay packets shrink. 🎩💸 And what do they do with all that cash? Throw it back at us in the form of infrastructure projects to make the GDP look good. 🏗️📈 Meanwhile, we’re left carrying the burden, but hey, at least someone’s getting a holiday in the Bahamas out of it, right? 🌴✈️ It’s time to question these cosy relationships and think about where our money is really going. Let's focus on solutions that benefit everyone.  🌟 Read more. 📈😅

🚨✨ Pension Magic Tricks Exposed! 🎩🐱 Ever feel like the pension industry is trying to bamboozle you with their "Cost of Delay" scare tactics? 🤔 Don’t be fooled by their smoke and mirrors! 💨💰 In our latest article, we pull back the curtain on the tricks they don’t want you to see. 🕵️‍♂️ From hidden fees to the impact of inflation and taxes, they’ve got it all covered up! 👀🔍 Discover the truth behind the magic trick 🎭 and learn why that big number they’re showing you might not be as impressive as it seems. 🌟 Read more. 📈😅

🌊 Struggling to Keep Your Business Afloat? 🏢💸 Ever wondered who really benefits from your pension contributions when times are tough? 🤔 Spoiler alert: your pension consultant might not be the one making sacrifices! 🛥️💰 In my article, we dive into the real conflict of interest when deciding whether to pay yourself or keep that pension pot full. Remember, it’s your money—use it wisely! 💪💼 Discover how to make decisions that truly benefit you and your business. 🌟 Read more. 📈😅

🐶💼 When the Watchdog Becomes a Lapdog… 🐾💰 It seems our regulators are now more interested in cozying up to bankers than protecting you. The FCA, once proud watchdogs of market integrity, have started to resemble the City’s best friend. 🐕‍🦺➡️💼 In a turn of events that feels more like satire than serious governance, the UK’s financial watchdogs have transformed from fierce defenders to obedient puppies of the industry. Curious about how this happened? Dive into our latest article to uncover the shift and what it means for your financial security. 🌟 Read more. 📈😅

Share the Knowledge and Empower Yourself! 🌟 My work is "open source," so feel free to plagiarise, copy, and share as much as you like—because knowledge should be accessible to all.

Thanks for being an Academy subscriber! Stepping up to your Academy Membership, at just £19 per month, gives you access to a full suite of tools, training, and resources, ensuring newsletters like this one keep coming. We’re committed to making sure you get every bit of value from your membership while supporting the empowerment movement for the underserved. Your journey towards financial independence and meaningful impact starts here, and we’re thrilled to be a part of it with you. 💪

August 2024 testimonials:

"Steve, I realise we're in two different industries, but life planning, especially at the level you operate, goes beyond just financial planning. Yesterday's session was the best experience of my life. For the first time, I truly saw myself—who John H is—thanks to the exercises we did together. It's not about the money; it's about discovering who you are and why you're here on this planet. What you offer goes far beyond financial advice. You provide the tools to uncover your true self, helping people connect with their authentic purpose. The money is just a part of it, but the real value is in finding out who you are and just being that person. I'm excited about the journey ahead and the new perspective I’ve gained. There’s so much more to come, and I can’t wait to explore it further." - John H - Pro planner, VA, USA.

"⭐️⭐️⭐️⭐️⭐️Excellent! Steve helped enormously and is a breath of fresh air explaining finances without using difficult to understand terminology." David B, Personal planner. Northampton, GB-ENG.

Member Live Events:

1. LIVE HapNav Mastery: Training & Support for Financial Planners

Let's get real—you can't do a holistic financial plan without a lifetime cash flow forecaster. And you can't empower clients to run their own finances without giving them an end-user financial planning app. 📊💡

🚀 Step Out of Your Comfort Zone with HapNav! 📈 I challenge you to step out of your comfort zone and embrace HapNav, the neurodiversity-friendly planning app. 🌟 It’s time to take your empowerment mission seriously and explore new ways to achieve your goals. HapNav is designed to support your journey, offering tools that are as inclusive as they are effective. Let’s move forward together, breaking boundaries and unlocking your full potential. 💪✨

In our HapNav Mastery session, I introduce HapNav, the groundbreaking financial planning tool that's here to revolutionise your world—or at least try. 🌟 Unlike those dusty old complex "planner tools" like Voyant and Truth, HapNav integrates open banking and offers a simple fresh take on financial planning. 

This session dives into HapNav's cash flow planning tool and its sophisticated probabilistic system, which sounds fancy but is surprisingly user-friendly. You even get a 30-day free trial to play around with it and seamless bank account integration, because who doesn't love an app that actually works? Participants are not only encouraged but practically begged to engage with the app, provide feedback, and enjoy these sessions for continued learning and improvement. Because hey, we're all in this together, right? 😏📈

You are invited to a Zoom meeting.
When: Weds, Sep 4, 2024, 04:00 PM London

Register in advance for this meeting:
Zoom Registration Link

After registering, you will receive a confirmation email containing information about joining the meeting.

It’s time for the era of financial empowerment to begin. 🏆 👉 Last session available to view now Video-On-Demand.

2. 🎓 The Game Plan Evolution: CPD Masterclass Series S1: E10: The Impact Coach 💥

Ready to dive into September like a true financial mastermind? Or maybe just want to survive another month without losing your mind? Either way, we’ve got you covered with our latest Game Plan course schedule, meticulously curated (because we know you love that word) to infuse your practice with all the knowledge and strategies you didn’t know you needed. 📚💡

Each session, expertly presented by none other than Steve Conley—yes, he’s back again—offers you targeted insights into the practical implementation of the Game Plan. Because who doesn’t need more “practical implementation” in their life? 🎯

💸 Secure your place now! Free to Members!! 🤑

🕒 When & Where:
🗓️ Sep 26, 2024
⏰ 06:00 PM London Time
📍 Zoom (Because in-person is so 2019)

How to Join the Fun: Click that registration link before you forget: Register here 🖱️

Once you register, you’ll get a confirmation email with all the juicy details on how to join the meeting. Because we know you like to be prepared. 📩

About the Session: 💼 The Impact Coach:
On September 26 at 6:00 PM, get ready for 'The Impact Coach' session. It’s an immersive exploration into the psychology of human well-being and how clients’ needs evolve as they age—because who knew people change over time? 🤷‍♂️ We’ll discuss how to guide clients through this shift, from focusing on basic needs to chasing that elusive self-actualisation. All while making sure they don’t outlive their capital, of course. 🧘‍♂️💰

If you’re ready to level up your practice, impress your clients, and maybe even yourself, join us for this masterclass series. It’s more than just financial planning—it’s about creating a legacy (or at least pretending to). 🌱💼

See you there, or be square! 📅🎉

🍷🚪 Curtain Call, Town Hall Warriors!

You’ve just survived another round of the Academy’s infamous Friday Lunch Bunch. 🏆 Scatter freely, but oh—plot twist: there's homework. Because of course, there is. 📚 Check out the hyperlinks we’ve tossed around like a trail of digital breadcrumbs. 📎 Consider the gossip mill officially closed for the week.

If you’re craving a blast from the past, browse through our legendary pranks or book your seat for the next session of chaos on September 6th, 2024, at 12 PM London time. 🎟️🕛

That’s it for today’s banter broadcast. Until next time,

Keep those waffles waving! 🧇

Steve 

Academy of Life Planning 🧀

Email: steve.conley@aolp.co.uk

P.S.Buckle up, financial adventurers, and dive into the latest blog from the Academy of Life Planning (AoLP) – your self-proclaimed partner in transformational financial life planning. 🌟📚 Here, they’re not just dishing out financial advice; they’re transforming lives with the finesse of a life coach wielding a spreadsheet. It’s not just about money; it’s about finding your inner financial peace in a world where peace comes with a price tag. So, check out their latest post and learn how to turn your financial dreams into reality—or at least a well-organized plan. Happy navigating! 🚀💼  Academy of Life Planning: Your Partner in Transformational Financial Life Planning

P.P.S. If you know anyone who would like to be added to our mailing list, please share this link.

Websites: Steve Conley, Academy of Life Planning, Planning My Life, Financial Life Coach, Steve's Blog.

Copyright the Academy of Life Planning Limited 2024. Contact us by email at info@aolp.co. The Academy of Life Planning Limited is a service sector trading company regulated by the Competition and Markets Authority and Registered in England and Wales number 8016568. Registered office address 9 Franklin Way, Spilsby, Lincolnshire, PE23 5GG, United Kingdom. Information Commissioner's Office reference number ZA502687.

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