Story of the Week

🚫 No Pushy Products, Just Real Planning for Your Future! 🚫 Tired of financial advice that’s all about selling you the latest "must-have" investment product? At the Academy of Life Planning, we do things differently. 🎯 We believe in Holistic Wealth Planning, which means we look at your whole life – property, pensions, and, most importantly, your human capital (that’s YOU! 🙌). Instead of pushing products, we’re here to craft a real plan for your future, with your goals in mind. If you want to buy a product, the market’s full of them. But if you’re ready for a plan, let’s get started! 💡✨👉 Read more. 😅

Steve Conley: Editor, The Weekly Waffle

🌅 Good Morning, Financial Pioneers!
Today, we continue to explore how we’re elevating our members into a professional, registered holistic wealth planning community. 💼💡 We're not just reshaping an industry; we’re transforming it into a profession by recognising holistic wealth planning advice. Ready to dive in and set yourself up for success? 🚀 Check out the new title and designation, Holistic Wealth Planner HWP®!

[Steve is the author of 👉 Your Money or Your Life]

Top Stories

🌍 Celebrating World Values Day At TTF: Creating a More Ethical Financial Future 🌟

Yesterday was World Values Day, and we took the opportunity to dive deep into the ethical challenges facing financial services. Despite all the regulations, trust in the sector is still low, and that needs to change. 💼✨ Through inspiring talks and discussions, we explored how the industry can shift towards greater integrity and transparency. Steve Conley, our Founder, led an empowering session using the Schwartz Values Assessment Wheel, helping attendees reflect on their core values. 💬💡 They left with a personal statement that aligns their future with what truly matters. Ready to harness your values for a better future? Let’s talk! 🤝✨ 📅  Read More.

🚀 Ready for a Career in Client-Centred Financial Planning? Join Us at the Academy Partner Parade! 🎉

If you’re passionate about helping clients achieve their life goals rather than just selling products, the Academy Partner Parade is the place for you! 🌟 On Thursday, 24th October at 4 PM (via Zoom), we’re unveiling a new professional pathway designed for aspiring financial planners who want to focus on people, not products. This is a unique chance to hear from industry leaders, including experts from the Chartered Institute for Securities & Investment (CISI), as we explore the future of client-centred financial planning. 💼💬 Be part of a movement that puts people first and build a rewarding, meaningful career in financial planning. Don’t miss out – your future awaits! 🌟💪 . 🌟✨Register Today.

🚀 Thinking of Exiting Your Regulated Firm? Let Catalyst Partners Help! 🤝💼

If you're an Academy member thinking about succession or exiting your regulated firm, now is the perfect time to connect with Roderic Rennison at Catalyst Partners. I recently reconnected with Roderic at the CISI conference, and he’s someone I trust to guide you through this important transition. With years of experience in financial planning and succession, Catalyst Partners offers trusted advice, strong negotiation skills, and a commitment to securing the best outcomes for your business without compromising its values. 💬 If this sounds like what you need, get in touch with Roderic for a friendly chat – you’re in great hands! 🌟🌟 Read More.

🌟 Become a Certified Holistic Wealth Planner (HWP®) and Transform Lives! 💼✨

Are you ready to take your career to the next level and make a meaningful impact on people’s lives? At the Academy of Life Planning, our Holistic Wealth Planner (HWP®) certification offers a unique opportunity to guide clients in aligning their finances with their life goals – all without the pressure of selling products. 🌱💡 This pathway is about creating real change, promoting financial well-being, and helping people live more balanced, fulfilling lives. If you’re passionate about making a difference, this is your chance to shape the future of financial planning! 🌟👉 Read more. 📈😅

💼💸 Financial Planning or Just Product Pushing? 🤔 Let’s Get Real! 🌟

Still stuck in that so-called "financial planning" where your money is the star of the show? 🌱 The truth is, it's often just a clever way to sell you more stuff. Needs and shortfall analysis? 🚩 That’s an outdated sales trick from the 80s, designed to tell you what you “need” – or rather, what they need to sell. 🎯 But here’s the reality: your money is just a tool, not who you are. 🛠️ True financial planning focuses on you – your goals, your future, and your life. You don’t need to fall for the industry's product-pushing trap to manage your finances successfully. 😎💪 Ready for real financial planning? Let’s make it happen! 💼✨👉 Read more. 📈😅

🌍 Celebrating World Values Day 2024: Uncover What Truly Drives You! 💡❤️

Thursday, 17th October 2024 marks World Values Day, a special day dedicated to celebrating the core values that shape our lives. These values are the passions that fuel our actions and the foundation that connects us as communities. In a world that can sometimes feel divided, values bring us together, reminding us of our shared humanity and the potential to create a more connected and compassionate world. 🌍✨ At the Academy of Life Planning, we encourage you to reflect on your own values with the Schwartz Values Assessment and discover what truly drives you forward. Ready to explore? Let’s do it together! 💬🌱👉 Read more. 📈😅

🌍🚶‍♂️🚶‍♀️ Rethinking Retirement: Mick’s Journey to Thriving, Not Just Surviving! 💡

Meet Mick Jackson, 52, who got pushed out of his office job by technology (thanks, progress! 💻). The world told him to downsize, cut costs, and settle for "just any job" for the next few years. But Mick had other ideas. 😏 Instead of following the ‘sell everything and survive’ plan, he embraced the Planning My Life platform to build his human capital and scale up! 📲 Now he’s leading trekking tours in Northern England 🏞️, mentoring retirees 🎒, and even launching a video-on-demand business 🎥 – all while living in his lovely home. Mick didn’t just survive; he’s thriving! Ready to flip the script on your retirement? 🌟💪

👉 Read more. 📈😅

💸 The Finfluencer Dilemma: How to Safely Navigate Social Media Advice 💡

Scrolling through TikTok and suddenly getting investment advice from someone who’s probably never stepped inside a bank? 😏 Before you rush to follow that “next big thing” they’re hyping, here’s a tip: Keep your money safe and your investments simple. 📉 Stick to low-cost, well-diversified funds and steer clear of those flashy “get-rich-quick” schemes. 🎯 And remember, just because someone has a million followers doesn’t mean they’re qualified to give financial advice. 💁‍♂️ Ready to avoid turning your money into someone else’s profit? Let’s keep things smart and steady! 💪 👉 Read more. 📈😅 WARNING: THIS ARTICLE WAS FACEBOOK CENSORED!!

🚨 The Rise in Scams: How Holistic Wealth Planners Offer a Safer Path 💡

With financial scams on the rise, millions of people across the UK are finding themselves caught out. Recent figures show that 1 in 9 adults lost money to a scam in the past year, with the average loss hitting £1,111. 😔 Despite growing awareness, nearly three-quarters of people believe they can spot a scam – until it’s too late. That’s where Holistic Wealth Planners come in. 💼✨ Our approach focuses on protecting your financial well-being, offering guidance you can trust, free from product-pushing and shady tactics. Ready for a safe, secure path to your financial goals? Let’s chat! 🌟👉 Read more. 📈😅

🚨 Market Performance Lifts SJP, But Is It Enough to Stay Afloat? 💼📈 St. James’s Place has reached record-high funds under management, despite a drop in net inflows and stubbornly high surrender rates. While market growth has kept SJP buoyant, the wealth management industry is only getting more competitive. The unbundling of fees to reveal higher-than-average charges underscores the pressing need for transparency and delivering real value in financial advice. 📊 As SJP moves towards a simpler, more comparable fee structure, it’s a step in the right direction—but will it be enough to maintain trust and loyalty? The financial landscape is shifting, and clients deserve planning that genuinely serves their best interests. 🌟👉 Read more. 📈😅

🚨 Is the End Near for Small Financial Advice Firms, or Just More Doom and Gloom? 💼📉 Are small financial advice firms in the UK really facing their final days, or is it just another doom and gloom story? 🏚️💻 From the tech takeover to over-regulation and asset consolidators circling like vultures 🦅, it’s easy to feel like the industry is under siege. But hold on—some are saying, “Fat chance!” 🧐 Curious to find out if we’re all heading for the light switch or if there’s still life in the old dog yet? 🐕💡 Read our article to dive into the future of the cottage industry of financial advisers and see where things are really headed. 🔗👉 Read more. 📈😅

💰 Money Buys Happiness – And Your Own Financial Adviser? 🤔

According to the Canada Life Life100+ report, wealth and happiness seem to go hand in hand, especially if you’ve got an independent financial adviser (IFA) on speed dial and a healthy inheritance on the horizon. But let’s not forget that real life isn’t just about the size of your bank balance. True financial planning should focus on what really matters—your goals, your values, and your life satisfaction. 🌱💡 It’s not just about having money; it’s about making your money work for you. Ready to discover a path to fulfilment that goes beyond financial figures? Let’s chat! 💬✨👉 Read more. 📈😅

🌟 Share the Knowledge and Empower Yourself! 🌟 My work is completely "open source," so feel free to copy, share, and spread the word as much as you like—because everyone deserves access to valuable knowledge. Let’s build a community where learning and growth are open to all. 

Thanks for being an Academy subscriber! 🌟 By stepping up to full Academy Membership at just £19 per month, you'll unlock a whole suite of tools, training, and resources—making sure newsletters like this one keep delivering value. We're here to ensure you get the most from your membership while being part of a movement that empowers the underserved. Your journey to financial independence and making a meaningful impact starts here, and we’re excited to walk alongside you. 💪 Ready to take the next step?👉 Join us today!

📥 New Downloads to Empower Your Financial Journey 💼✨

We’re excited to share three new resources to support your financial planning journey! First, explore Stand & Deliver! Discovering Your Money and Your Life, our all-in-one guide to the GAME Plan. Next, dive into The Human Capital Development Framework, a workbook designed to help you create sustainable revenue streams for your financial future. Finally, check out The Competition and Markets Authority Rule Book, which explains the regulation of financial planners who aren’t financial advisers. Download these tools today and take your next step towards a secure and fulfilling future! 📚🌟

Member Live Events:

1. 🚀 Exclusive Invite: AI Power Hour – Transform Your Financial Planning Business! 💼✨

As a valued member of the Academy of Life Planning community, we’re thrilled to invite you to our recorded event: AI Power Hour – Grow and Streamline Your Financial Planning Business with AI. 🌐💡 This session was all about harnessing the latest AI tools and strategies to revolutionise your business, making it more efficient, impactful, and future-ready. Don’t miss this chance to discover how AI can elevate your practice to the next level! Join us and unlock your business’s potential. 💪✨ Couldn't make it live? No worries – the session is available on-demand. 🎥 View Here.

2. 📈 Missed the Live Training? Catch the Replay Before It’s Gone! 🎥

If you missed this week's live session, "3 Steps to Attracting and Retaining High Value Retirement Age Clients", don’t worry! You can still catch the replay for a limited time. Presented by Susan Latremoille from Next Chapter financial advisors, Canada, 🕒 learn the essential strategies to grow your client base and retain those high-value retirement age clients. Be sure to watch it before the replay disappears! 🎯✨ Watch the replay now! 🎥 View Here.

3. 🎓 The Game Plan Evolution: CPD Masterclass Series S1: E11: The Contingency Planner 🛠️

💸 Secure your place now! Free to Members!! [Rescheduled from 7th Oct!!]🤑

🕒 When & Where: 🗓️ Mon 21 Oct, 2024
⏰ 03:00 PM London Time
📍 Zoom (Because in-person is so 2019)

How to Join the Fun: Click that registration link before you forget: 👉 Register here 🖱️

Once you register, you’ll get a confirmation email with all the details on how to join the meeting. Because we know you like to be prepared. 📩

About the Session: 💼 The Contingency Planner: On October 21 at 3:00 PM, join us for 'The Contingency Planner' session, where we dive into the critical task of helping clients prepare for the unexpected. Game Plan practitioners will learn how to model a variety of 'what-if' scenarios—because life doesn’t always go according to plan! 😅

We’ll explore the impact of different longevity and health assumptions on your client’s financial future and examine how to create adaptable plans that evolve with life’s twists and turns. From best-case to worst-case, you’ll gain the tools to help your clients stay resilient and ready for whatever comes their way. 🌍📊

4. EVENT OF THE YEAR! DON'T MISS IT!!🎉 Welcome to the Partner Parade with CISI! 🌐

We’re thrilled to welcome the Chartered Institute for Securities and Investment (CISI) to our Partner Parade! CISI will be presenting an exciting pathway for financial planners who are not financial advisers, guiding them towards recognition, accreditation, and professional registration. This is an incredible opportunity to gain the credibility and titles you deserve as a professional in the field. Join us as we explore how CISI can support your journey to becoming a fully accredited financial planner. 💼🌟

You are invited to a Zoom meeting. 
When: Oct 24, 2024 04:00 PM London.

Register in advance for this meeting.

After registering, you will receive a confirmation email containing information about joining the meeting.

🍷🚪 Curtain Call, Town Hall Warriors!

You’ve just survived another round of the Academy’s infamous Friday Lunch Bunch. 🏆 Scatter freely, but oh—plot twist: there's homework. Because of course, there is. 📚 Check out the hyperlinks we’ve tossed around like a trail of digital breadcrumbs. 📎 Consider the gossip mill officially closed for the week.

If you’re craving a blast from the past, 👉 browse through our legendary pranks or book your seat for the next session of chaos on 👉 October 25th, 2024, at 12 PM London time. 🎟️🕛 🌟 Quick note: Next week, I’m on my honeymoon! 👰🤵 But don’t worry, everything’s still on track. If you need anything in the meantime, feel free to reach out to the team, and we’ll make sure you’re taken care of. Looking forward to continuing our journey together when I’m back! 🌱😊

That’s it for today’s banter broadcast. Until next time,

Keep those waffles waving! 🧇

Steve 

Academy of Life Planning 🧀

Email: steve.conley@aolp.co.uk

P.S.Buckle up, financial adventurers, and dive into the latest blog from the Academy of Life Planning (AoLP) – your self-proclaimed partner in transformational financial life planning. 🌟📚 Check out their latest post and learn how to turn your financial dreams into reality—or at least a well-organized plan. Happy navigating! 🚀💼  Academy of Life Planning: Your Partner in Transformational Financial Life Planning

P.P.S. If you know anyone who would like to be added to our mailing list, please share this link.

Websites: Steve Conley, Academy of Life Planning, Planning My Life, Financial Life Coach, Steve's Blog.

Copyright the Academy of Life Planning Limited 2024. Contact us by email at info@aolp.co. The Academy of Life Planning Limited is a service sector trading company regulated by the Competition and Markets Authority and Registered in England and Wales number 8016568. Registered office address 9 Franklin Way, Spilsby, Lincolnshire, PE23 5GG, United Kingdom. Information Commissioner's Office reference number ZA502687.

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