🧇 The Weekly Waffle – Academy Town Hall Highlights April 4th 2025 📅

Story of the Week

🔥 Take Back the Power: Plan Your Life, Not Just Your Money 💥🧭

At the Academy of Life Planning, we don’t sell dreams—we ignite them. 💡 Our GAME Plan flips the script on traditional finance, proving that 90% of people can be their own life and wealth planner with the right tools and support. Whether you're in crisis or at a crossroads, we’re here to guide—not sell. You can reclaim control, clarity, and confidence—or go one step further and help others do the same as a Holistic Wealth Planner. This isn’t just advice—it’s a revolution. Join the movement. 🚀👣👉 Read more. 🌍

Steve Conley: Editor, The Weekly Waffle

🚨 This Week: Earn Ethically, Plan Powerfully, Challenge Everything 💼🔥

We’re flipping the financial script again! This week, we launched the GAME Plan Practitioner training to transform lives—and opened the door to ethical passive income through our new affiliate programme (💷 100+ ways to earn while doing good). For all advisers, this isn’t optional—it’s essential. We also dig into what the Spring Statement means for your wallet, expose cracks in the system from whistleblower suppression to policy capture, and reveal how real planning—not politics—can fix welfare. The revolution is picking up speed. Are you with us? 🛠️🧠💪

🌟 [Steve is the author of 👉 Your Money or Your Life]

Top Stories

💸 One Email. Big Potential. Infinite Impact. 📩✨

What if changing lives could also change your income? With the new AoLP Affiliate Programme, one email could earn you a lot—while helping others reclaim their freedom through The GAME Plan. 🌱 Share the course, offer £100 off with code WHOLESALE100, and earn £59 per sale—or up to £1,000 on premium programmes. No pressure. No pitch. Just purpose-driven income for purpose-driven people. 💥 Let your inbox become a force for good.👉 Read More. 💬💔

✊ No Boss. No Limits. Just a Plan That Pays — and Gives Back 🌍💡

You don’t need a boss to build a life—you need a GAME Plan. At the Academy, we turn human capital into income with impact, helping people everywhere earn ethically and live purposefully. From cashflow valleys to semi-retirement, this is your path to freedom—rooted in the UN’s goal to end poverty. Now, through our new affiliate scheme, we’re paying it forward. Share the mission. Fuel the movement. Build your legacy. 🔄💷✨ Read more. 💬✨

🚨 1 in 5 Are Drowning — Here’s a Lifeline They’re Not Telling You About 🛟💼

If you're 35–49, there's a 1 in 5 chance you're in financial crisis—and the system keeps pushing savings and products instead of real solutions. It’s time to stop clutching pennies and start unlocking your potential. 💡 I’ve shared 100 Human Capital strategies to help you earn from who you are, not what you own. This is how we build resilience in a broken system—by creating income on our terms. Don’t wait for rescue. Be the revolution. 💥👊🌟 Read more. 💬✨

💖 Rethink Wealth: From Earnings to Uplifted Lives 🌱💷

What if wealth wasn’t measured in pounds—but in people helped? At the Academy, we’re redefining human capital as a force for good, not just gain. 💫 By integrating Social Return on Investment (SROI) and Effective Altruism, holistic wealth planners can turn care into capital, and empathy into impact. This isn’t just planning—it’s purpose in action. Let’s build a world where value is measured by lives transformed. 🤝🌍✨ Read more. 😅

💤 Earn in Your Sleep, Empower for Life — The Affiliate Model That Works 💼🔁

Not ready to be a Holistic Wealth Planner? No problem. You can still close the advice gap ethically—and get paid—by sharing our GAME Plan training. 🧠 Earn £59 per referral and gift your audience £100 off with our exclusive voucher. As Consumer Duty reshapes the industry, too many are slipping through the cracks. Our Affiliate Programme offers all firms a scalable, compliant way to serve the underserved, deepen trust, and build passive income. It's good for business—and even better for the people. 🌐🤝👉 Read more. 📈😅

⚖️ Tax Justice or Friendly Fire? When Crackdowns Hurt the Innocent Too 🔍💥

The 2025 Spring Statement gave HMRC more firepower to pursue rogue tax advisers—but when the line between evasion and error blurs, even the honest get burned. 🔥 While fighting fraud matters, history warns us: overreach can wreck livelihoods and punish those playing by the rules. In this piece, I expose how well-meaning policy risks collateral damage—and why true reform must balance power with fairness, accountability, and compassion. 🛡️🤝👉 Read more. 📈💪

🧠 Sold a Dream, Not a Plan? The Industry’s Push to Profit from the Poor 📉🎭

The investment industry’s new goal? Get 75% of the UK buying their products—regardless of suitability, savings, or understanding. 📊 Their latest survey spins marketing as insight, pushing people toward risky, illiquid assets while draining deposits from local banks. The truth? Most of this wealth flows overseas, not into people’s futures. I unpack the real agenda—and why we must champion life planning over product pushing. Let’s stop selling dreams and start building lives. 🚫💸✅🌟 Read more. 💬✨

🏦 The Advice “Revolution”? Just a Shinier Trap for the Underserved 🚨🎯

The FCA’s so-called “advice revolution” is no uprising—it’s a polished sales funnel dressed as support. For decades, the system ignored human capital, sold fear over freedom, and pushed pensions over purpose. And now it promises empowerment… with more of the same? Enough. I reveal how this shift boosts the City while betraying consumers—and how we flip the script by planning the person before the product. This isn’t evolution. It’s exploitation. 💣🙅‍♂️✨🌟 Read more. 💬✨

🧾 Brushed Off by Your MP? Here’s How to Fight Back with Influence, Not Just Hope 🗳️✊

Writing to your MP shouldn’t feel like shouting into the void—but for victims of financial crime, it often does. A polite reply. A closed case. No justice. 💔 In this piece, I reveal how to move past gatekeepers, engage MPs with strategy—not just emotion—and turn personal grievance into systemic challenge. This isn’t just about being heard. It’s about holding power to account and reclaiming influence in a rigged system. 📢⚖️🧠🌟 Read more. 💬✨

🧨 97% Silenced: When Truth Tellers Become Targets 🕵️‍♂️🛡️

In the UK, 97% of whistleblowers lose—not for lack of truth, but because the system is designed to break them. In our latest Your Money or Your Life piece, we expose the rot at the heart of the whistleblowing regime, featuring insights from financial investigator Peter Tutton. This isn’t just about failed cases—it’s about failed ethics, failed systems, and the human cost of staying silent. It’s time to protect the brave, not punish them—and rebuild a future grounded in truth. 🗣️⚖️🔥🌟 Read more. 💬✨

🔥 The Real Heist? Deregulation Disguised as Reform 💣🏛️

Regulation isn’t the enemy—deregulation is the getaway car. Whether it’s Trump or Starmer, when leaders torch consumer protections in the name of “growth,” they’re lighting the same bonfire—and it’s the public who gets burned. 🔥 The outcome? Less oversight, more abuse, and a financial system rigged for the City, not society. We know this script: boom, bust, betrayal. It’s time to burn the bonfire—not the rules. 🛑⚖️🔥🌟 Read more. 💬✨

⚠️ Growth Over Justice? When Regulators Forget Who They Serve 🏛️📉

When the FCA puts economic growth ahead of consumer protection, victims of financial crime pay the price. 💥 In this piece, I unpack how the regulator’s new mandate—aligned with the government’s growth agenda—has eclipsed its core duty to protect the public. Drawing on Levelling the Playing Field, we expose policy capture in action and how it distorts justice. But this isn’t just critique—it’s a call to action. Here’s how to turn your pain into policy, and reclaim your voice in a system that wants you silent. ✊📣🌟 Read more. 💬✨

💡 Tax Crisis or Talent Crisis? Empowerment Is the Real Economic Engine 🔧📈

What if Britain’s tax crisis isn’t about needing more tax—but needing more people truly engaged? The GAME Plan offers a people-powered path out of fiscal stagnation by activating the economically inactive with purpose, tools, and support. 🌱 This isn’t theory—it’s a practical way to reduce the welfare bill, relieve NHS pressure, boost productivity, and grow tax revenues naturally. Forget austerity and tax raids. Let’s empower our way to prosperity—and shift the conversation for good. 🚀🧠💪🌟 Read more. 💬✨

🔄 Schroders Retreats from DIY—But Who Really Wins? 🧮💼

Schroders has pulled back from its direct-to-consumer push, doubling down on the advised channel via Benchmark to slash advice costs by 80% and boost productivity. 📉 But here’s the question: will these efficiencies benefit clients—or just fatten firm margins? In “Schroders Shifts Focus to Advised Channel,” I unpack the opportunities and ethical crossroads ahead. Could this be a gateway to fairer access—or just another polished pitch in the same old game? 🧠💰🤔🌟 Read more. 💬✨

🛠️ Want to Fix Welfare? Empower People—Don’t Punish Them 💡💼

Welfare reform shouldn’t mean deeper cuts and harsher rules—it should mean investing in people. The government’s current approach risks worsening poverty and missing the root issue: economic disempowerment. The GAME Plan Practitioner Course offers a smarter solution—helping individuals build purpose-driven livelihoods from what they love and what the world needs. For just £395 (£295 with WHOLESALE100), it’s a scalable, human-first alternative to austerity. Let’s invest in potential—not punishment. 🌱📈🌟 Read more. 💬✨

💥 No More Tax Raids—It’s Time to Reboot the Economy from Within 🌱🔁

The UK doesn’t need more fiscal firepower—it needs a revolution in how we define and create value. As debt piles up and options shrink, the GAME Plan offers a radical shift: from extraction to empowerment, from spreadsheets to soul. 💡 By planning life before money, and aligning Goals, Actions, Means, and Execution, we can regenerate the economy—one person, one community, one purpose-driven business at a time. It’s time to stop surviving—and start mattering. 🚀💚🌟 Read more. 💬✨

🎩 A Tax on Aspiration? When Policy Punishes the Striving 📚💷

In a twist worthy of Dickens, Chancellor Rachel Reeves has slapped VAT on private school fees—claiming it promotes fairness, yet ignoring warnings that it will hit modest, hardworking families the hardest. 🧐 In my latest piece, I unpack this fiscal paradox: a policy dressed in equity that risks deepening inequality. It’s a reflection on unintended consequences, political stubbornness, and the quiet determination of parents fighting for a better future. 🎓🤝💔

👉 Read more. 📈😅

🌟 Share the Knowledge and Empower Yourself! 🌟 My work is completely "open source," so feel free to copy, share, and spread the word as much as you like—because everyone deserves access to valuable knowledge. Let’s build a community where learning and growth are open to all. 

Thanks for being an Academy subscriber! 🌟 By stepping up to full Academy Membership at just £19 per month, you'll unlock a whole suite of tools, training, and resources—making sure newsletters like this one keep delivering value. We're here to ensure you get the most from your membership while being part of a movement that empowers the underserved. Your journey to financial independence and making a meaningful impact starts here, and we’re excited to walk alongside you. 💪 Ready to take the next step?👉 Join us today!

Downloads

📥 Unlock Your Free Financial Planning Resources! 💼✨

Take control of your financial future with three powerful new downloads! Explore the GAME Plan, your guide to holistic financial well-being. Navigate pricing with the Academy Pricing Guide, designed to help you make informed choices. And if you’re ready to build a career in Holistic Wealth Planning, the Academy of Life Planning Guide is your roadmap to success. These resources are here to empower you—download them today and start your journey with confidence! 📚🚀

Scoreapps

⏱️ Discover Your Potential with Our Free 5-Minute Quizzes!

Take a moment to explore where you stand and how to grow with our quick and insightful quizzes:

1. Financial Activation Scorecard: Measure your Financial Activation Measure (FAM) and discover how financially prepared you are to manage your own finances. Track your progress over time with our tailored empowerment support. 💡
2. Kokoro Scorecard: Find your balance across mind, body, heart, and spirit, and get actionable steps to enhance it. 🌱
3. Holistic Wealth Planner/ Business Readiness Quiz: See how prepared you are to thrive as an independent holistic wealth planner, and identify where the Academy can help you succeed in 2025. 🚀 

Each quiz is free, quick, and designed to set you on the path to growth and success. Try them today! ✨

Member Live Events:

1️⃣ 🌟 Rebuild & Thrive Legacy: In Memory of Ian Davis: Find Your Own Path to a Rejuvenated Sense of Purpose, Passion & Possibilities! 🌟

🌟 Rebuild & Thrive: Life After Financial Crime – The Journey Continues!

💖 Rebuild & Thrive: A Sanctuary for the Scammed 🎉

The second session of our Rebuild & Thrive Life Recovery Masterclass is complete—and the impact is already profound. 🙌 We've created a powerful, healing space for those affected by financial crime, from scams and mis-selling to systemic regulatory failure. 💔💼 Hope is returning, voices are rising, and the journey from pain to purpose is well underway. 🌱🔥

Hear a heartfelt endorsement from Andy Agathangelou, Founder of the Transparency Task Force, who shares why this event matters so much. 👉 [Watch Here – 7 mins 30 secs]

This free, six-week online masterclass is for anyone ready to rebuild their life, reclaim their power, and move from pain to purpose. 💡

If you—or someone you care about—has been affected by financial injustice, please share this message. A new cohort will be starting soon, and we’d love to welcome more people into this transformative space. 🌱

📩 Get in touch to express interest in the next cohort. Let’s rebuild. Together. 💙

— Steve Conley, Academy of Life Planning

🔐 Your Story, Your Space — Privacy Comes First 🤝

The recording of our Rebuild & Thrive session will not be made public. 🔒 Some participants voiced valid concerns about the sensitivity of what was shared — and rightly so. Steve has confirmed that the recording will stay within the registered group only, with no distribution on social media. 💬🛡️ This is your safe space, and your trust is sacred.

2️⃣ 🚀 Peer Mentorship Opportunity: The Monthly Mentee Mastery Meeting

🚀 Build a Thriving Financial Planning Practice with Peer Mentorship

Success in financial planning takes more than ambition—it requires accountability, strategy, and expert guidance. That’s exactly what our Monthly Peer Mentorship Meeting delivers. Hosted by Steve Conley, this one-hour clinic is a supportive space where experienced practitioners help you overcome challenges, celebrate progress, and stay on track to hit your 2025 net profit goals. Whether you need clarity, motivation, or fresh ideas, this is your chance to connect, learn, and grow within a like-minded community. Your success starts here—let’s build it together. 🌟🤝✨

❓ Missed the last session from Monday?
📥👉 Download the recording now and catch up at your convenience.

💡 Want to upgrade your Membership to enjoy Mentorship benefits?
👉 Visit our website to learn more.

📅 Mentees: We’ll see you next month! Register today!
Next meeting: Monday April 7th 2025 at 10:00 AM (GMT). Mark your calendar for the first Monday of every month at 10 am! 🗓️⏰

🌈 Let’s stay connected, stay inspired, and achieve greatness together! 💪🌟

3️⃣ CPD Masterclass - Season 2, Episode 5: The Subconscious Specialist!

🧠 The Subconscious Specialist: Turning Dreams into Reality
📅 Tuesday, 15 April
⏰ 2:00 PM (UK Time)

📍 Live Online Masterclass

Unlock the power of the subconscious mind to help your clients turn their most inspiring dreams into everyday reality.

In this groundbreaking CPD Masterclass, we’ll explore how to harness the mind’s untapped potential using the Significant STORIES System. You’ll discover how to translate a client’s purpose statement into a deeply embedded subconscious belief, setting the stage for meaningful, lasting change.

✨ Here’s the truth:
The conscious mind separates fact from fiction.
The subconscious mind does not—it believes what it’s told, especially when stories are told with emotion and clarity.

You’ll learn how to help clients:
✅ Reprogramme their mindset with powerful, emotionally charged affirmations
✅ Use life boarding to create vivid visual goal maps
✅ Craft and record life scripts—audio narratives that reinforce the reality of their ideal future

This isn’t just about setting goals.

It’s about creating a mindset of possibility, removing internal resistance, and aligning everyday decisions with one’s highest purpose.

🎯 By the end of this session, you’ll have the tools to guide clients through transformative subconscious work, empowering them to build a life not just of intention—but of realisation.

💡 Join us and become a true Subconscious Specialist. Help your clients live the life they dream of—starting now.

👉 Free for members. Register here, today!

4️⃣ 🚀Build Your Future in Holistic Wealth Planning – At Your Own Pace

Maybe the next chapter is calling you...
But the last one hasn’t quite let go.

You might still be tied into handover duties, reliant on a role that pays the bills but no longer fuels the soul. That slow exit can feel like limbo—frustrating, unfulfilling, and far removed from the meaningful work you know you’re meant to do.

Let’s shift that narrative. 🚀

What if you didn’t have to wait for the “perfect moment” to begin?
What if you could start now—quietly, confidently, and completely on your terms?

🌱 Introducing: The GAME Plan Practitioner Training Programme

A fully online, self-paced certification course designed to help you transition into holistic wealth planning—without walking away from your current commitments.

Whether you're preparing for a leap or launching a side-venture with soul, this programme equips you to guide others with purpose—and re-ignite your own.

Here’s what you get:

✅ 12 structured modules across four pillars of holistic planning
✅ 40+ hours of expert-led content, workbooks, and exercises
✅ 24+ hours of CPD-qualifying Masterclasses
✅ Certification as a GAME Plan Practitioner
✅ All for a one-time investment of just £395 (£295 with Coupon WHOLESALE100).

Plus, enjoy full Academy Membership (including HapNav, MoneyFitt, and unlimited mentor email support) for only £19/month extra.

🎯 Learn while you earn.
🌿 Grow your future without giving up the present.
🔑 Step into a more purposeful, client-centred way of working.

This is more than a training—it’s your soft launch into a more meaningful, autonomous professional life.

📍 Ready to make a start—however small?
👉 Enrol Now and begin the transition from obligation to vocation.

Your future clients are waiting.
And your next chapter doesn’t have to wait any longer.

🍷🚪 Curtain Call, Town Hall Warriors!

🏆 Scatter freely from the waffle, but oh—plot twist: there's homework. Because of course, there is. 📚 Check out the hyperlinks we’ve tossed around like a trail of digital breadcrumbs. 📎 Consider the gossip mill officially closed for the week.

Could you survive another round of the Academy’s infamous Friday Lunch Bunch?  Join us this week on 👉 Friday, April 4th, 12:00 noon UK 🎟️🕛 or if you’re craving a blast from the past, 👉 browse through our legendary pranks . 🌟

That’s a Wrap for Today’s Broadcast 🎙️ Thanks for tuning in! Until next time!

Keep those waffles waving and your spirits high! 🧇🌟,

Steve 

Academy of Life Planning 🧀

Email: steve.conley@aolp.co.uk

P.S.Buckle up, financial adventurers, and dive into the latest blog from the Academy of Life Planning (AoLP) – your self-proclaimed partner in transformational financial life planning. 🌟📚 Check out their latest post and learn how to turn your financial dreams into reality—or at least a well-organized plan. Happy navigating! 🚀💼  Academy of Life Planning: Your Partner in Transformational Financial Life Planning

P.P.S. If you know anyone who would like to be added to our mailing list, please share this link.

Websites: Steve Conley, Academy of Life Planning, Planning My Life, Financial Life Coach, Steve's Blog.

Copyright the Academy of Life Planning Limited 2024. Contact us by email at info@aolp.co. The Academy of Life Planning Limited is a service sector trading company regulated by the Competition and Markets Authority and Registered in England and Wales number 8016568. Registered office address 9 Franklin Way, Spilsby, Lincolnshire, PE23 5GG, United Kingdom. Information Commissioner's Office reference number ZA502687.

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